fin-intel

Auto-generated from project docs

North Star

Booklet Status

Phase/BookletStatusBranchNotes
ResearchCOMPLETEN/ARESEARCH-115 + 118
Phase 0: ValidationIN PROGRESSN/ACPA conversation + provider migration
B1: Core + CryptoPLANNEDbooklet/fin-intel-b1Schema, API, Kraken, Telegram
B2: Banking + AU TaxPLANNEDbooklet/fin-intel-b2Wise, CGT calculator
B3: AI AnalysisPLANNEDbooklet/fin-intel-b3Daily digest, anomaly detection
B4: Investments + Super + BASPLANNEDbooklet/fin-intel-b4IBKR, Sharesight, super, BAS prep
B5: Dashboard + PolishPLANNEDbooklet/fin-intel-b5React UI, budget tracking
B6: Open Source ReleasePLANNEDbooklet/fin-intel-b6GitHub, docs, r/fiaustralia launch

Recent Decisions

DateDecisionRationale
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2026-03-30Project kickstarted as Bucket CPersonal tooling research phase
2026-03-30Promoted to Bucket B (Path B)Build for self, architecture for product. CPA friend = validation shortcut.
2026-03-30Provider stack: Wise + IBKR + Kraken + Xero + SharesightFirst-principles: move to API-first providers. RESEARCH-115.
2026-03-30Up Bank rejectedUser saw negative reviews. Wise has read+write API (Up is read-only).
2026-03-30Don't be a bankEvery AU consumer neobank with own ADI licence is dead. RESEARCH-118.
2026-03-30Odoo model: open-source core, AU-native modulesZero open-source competition for AU CGT, super, BAS. First mover.
2026-03-30Tax season 2026 (July-Oct) = launch windowr/fiaustralia + r/AusFinance distribution. CGT calculator as wedge.
2026-03-30CPA friend validates tax modulesProfessional validation before public release. Gate 4 shortcut.
2026-03-30Revenue gate: 2 months post-releasePaying users or reclassify to Bucket C.

Source: /root/projects/fin-intel/